Grantly Funding is a direct funder specializing in Merchant Cash Advances — 2nd position and beyond. Up to $500K funded in under 24 hours.
We specialize in second position and beyond — funding deals other lenders pass on, with competitive terms and fast execution.
Our core product. We fund businesses with an active 1st position MCA already in place, with no hassle and fast decisioning.
For merchants who need additional capital beyond their existing positions. Evaluated case-by-case with an experienced underwriting eye.
Join a network of top-performing brokers and ISOs. Access industry-leading pay, fast approvals, and a dedicated rep who actually picks up the phone.
A streamlined process designed for speed — because your clients can't afford to wait.
Send us the application and 3 months of bank statements via email. No long forms, no back-and-forth.
Our experienced underwriting team reviews every file with a human eye — looking for ways to get the deal done, not reasons to decline.
You receive a clear offer with term, factor rate, and commission breakdown. Same-day offers on complete files.
Contracts signed, conditions met — your client's capital hits their account within 24 hours of approval.
We know the MCA space isn't just about capital — it's about relationships, speed, and someone who actually has your back on hard deals.
No broker in the middle, no mystery approvals. When you submit to Grantly, you're talking to the decision maker from day one.
Second position is not a fallback — it's what we're built for. We understand the nuance and price deals accordingly.
Real humans, real responses. You'll always know where your deal stands — no black hole submissions.
We pay what the deal is worth and we pay fast. Competitive pay with bonus structures for volume partners.
We make funding decisions based on real business performance — not just credit. Here's what a strong file looks like.
$30,000+ in average monthly deposits over the last 3 months of bank statements.
Minimum 12 months in business. Established revenue history preferred.
We fund 2nd position and beyond. Active 1st position MCA must be in good standing.
No minimum FICO required. We evaluate the full business picture, not just a number.
Most industries considered including retail, construction, trucking, restaurants, healthcare, and more.
Completed application + 3 most recent months of business bank statements. Additional docs upon request.
Real feedback from the brokers and ISOs who submit deals to Grantly every week.
Grantly is one of the only 2nd position funders I trust with my stacked files. They've been straight with me on every deal and funded faster than I expected.
The communication alone puts them above other funders. I always know where my deal is. No more chasing people down for updates.
I've sent 11 deals to Grantly this year. 8 got funded. That approval rate is hard to beat anywhere else in this space.
Whether you're a first-time submitter or a high-volume ISO looking for a reliable 2nd position funder, we want to hear from you. Reach out and a Grantly partnership rep will be in touch same business day.
Fill out the form and we'll have your agreement ready within 1 business day.